Jovelee Maala didn’t know the Payatas Controlled Disposal Facility as the largest open dump site in the Philippines—for her, it was home. 

Opening in the 1970s, the site served as a fixture in Jovelee’s hometown, Quezon City. Local families built their homes there, and thousands more traveled to the site to pick through the trash, searching for items to sell—and when she turned 18, Jovelee joined them. 

Lina Feria never imagined that her small business selling homemade snacks could grow into a flourishing general store. Yet her story testifies that God can use small loans and persistence to transform a business and a whole family. 

We are excited to announce this year’s Homes for HOPE Honorees – Ezekiel Minani and Julienne Uwineza. When Ezekiel was first introduced to Urwego, HOPE’s microfinance institution in Rwanda, he and his wife Julienne and two young children lived in a small mud house with no running water or electricity. A small maize (corn) flour business couldn’t support their growing family. They dreamed of a better future but had no access to capital.